los angeles county fha loan limits guide for confident buyers

Out scouting mortgages, I refreshed the HUD page on my phone in a Silver Lake coffee line and - small correction - I almost called them statewide limits; they're county-specific. For accuracy and expectation, note these limits adjust yearly and reflect Los Angeles's high-cost status, shaping how much you can finance with minimum down.

What to expect next

Separate caps for single-family, duplex, triplex, and fourplex; condos follow project rules.
Lenders underwrite to the current calendar-year figures; plan ahead for updates.
Above-limit homes may require jumbo or a different strategy.
Verify numbers on HUD before writing offers; precision saves time and fees.

Helpful variations

Try searches like FHA loan limits Los Angeles 2026, HUD Los Angeles County loan limits, FHA duplex limits LA, first-time homebuyer FHA limits Los Angeles, FHA vs conventional loan limits LA County.

https://www.bankrate.com/mortgages/california-jumbo-loan-limits-by-county/
2025 California conforming and FHA loan limits by county ; Los Angeles County, $1,209,750, $1,209,750 ; Madera County, $806,500, $524,225 ; Marin ...

https://www.sammamishmortgage.com/california-fha-loan-limits/
They were increased from 2024 to 2025, in response to rising home prices, and range from $524,225 to a staggering $1,209,750. California FHA Loan Limits 2025.

https://www.alpinebanker.com/fha-loan-limits-california
For a 1 unit home (single family) the limits in California range from a standard limit of $524,225 up to a high cost limit of $1,209,750. FHA also has different ...